Representative example:

if you borrow£850 over 18 months
at a flat rate of132% per annum (fixed)
with a representative 450.5% APR
You will make 17 Monthly Payments of £140.72 and 1 payment of £140.76, repaying £2,533.00 in total.
However, we only charge interest monthly and we do not penalise you for early settlement. If you repaid the loan in one month it would cost you just £93.50 and nothing more.